Hedger Pay

Hedger Pay: How the PayFi participation model works

Hedger Pay is the participation layer of the ecosystem, built around flexible package units, tiered daily benefits and a distribution model combining USDT and HEX. Participation can begin with a fraction of a full package and scale according to the user's chosen level.

Participation Model

Start with a fraction. Scale at your own level.

Hedger Pay uses a package-based participation model. One complete package represents 1,500 USDT, but participation does not require purchasing a full package. The structure allows fractional units, beginning from 0.01 package.

Base Reference

The 1.00 package

The full package acts as the reference unit for the Hedger Pay participation structure. Smaller or larger positions are calculated in relation to this base value.

1,500 USDT
Value of one complete package
Package reference
1.00
Minimum participation
0.01 package
Participation method
USDT or HEX
Maximum package limit
No fixed limit
Flexible Entry

Packages can be divided into smaller units

Instead of requiring a fixed 1,500 USDT entry, Hedger Pay allows users to choose fractions of a package. This creates different participation levels while keeping the same underlying package structure.

0.01
Package
↓
≈ 15 USDT
0.10
Package
↓
≈ 150 USDT
1.00
Package
↓
1,500 USDT
01

Choose your participation size

Select the number or fraction of packages that matches the level of capital you intend to allocate.

02

Your package level is calculated

The total package amount determines which daily benefit tier applies to the active participation.

03

Increase participation over time

Additional package units can increase the total participation level and may move the account into another benefit tier.

Package values provide the reference for participation calculations. The applicable daily benefit depends on the total active package level, which is explained in the next section.
Daily Benefit Tiers

Your participation level determines the daily benefit rate

Hedger Pay uses three benefit tiers. The applicable daily percentage is determined by the total number of active package units, creating progressively higher rates as participation increases.

Tier 01
0.4%
Daily benefit rate
Active participation
0.01 – 0.09 package

This tier applies to fractional participation below 0.10 package. With the current package reference, this begins at approximately 15 USDT.

Tier 02
0.5%
Daily benefit rate
Active participation
0.10 – 0.99 package

Once total participation reaches 0.10 package, the applicable daily benefit moves to the second tier until a full package is reached.

Practical Examples

How the daily calculation changes by level

The examples below apply the corresponding daily percentage directly to the participation amount to make each tier easier to understand.

Participation
Package Level
Daily Tier
Daily Benefit
15 USDT
0.01
0.4%
0.06 USDT/day
150 USDT
0.10
0.5%
0.75 USDT/day
750 USDT
0.50
0.5%
3.75 USDT/day
1,500 USDT
1.00
0.7%
10.50 USDT/day
3,000 USDT
2.00
0.7%
21.00 USDT/day
Participation Amount
×
Applicable Daily Rate
=
Daily Benefit

Example: 1 full package

A participation of 1,500 USDT corresponds to 1.00 package. At the 0.7% daily tier, the calculation is 1,500 × 0.007 = 10.50 USDT in daily benefits.

Benefit Distribution

Daily benefits are divided between USDT and HEX

After the applicable daily benefit is calculated, Hedger Pay distributes the value across two assets. Half is allocated in USDT, while the remaining half is allocated in HEX.

Distribution Structure

One benefit. Two components.

The daily benefit is not distributed entirely in a stablecoin. Hedger Pay combines a USDT component with a HEX component inside the same distribution structure.

50%
USDT
Stablecoin component
50%
HEX
Ecosystem token component
How It Works

From daily calculation to asset distribution

01

The applicable tier is identified

The active package level determines whether the daily calculation uses the 0.4%, 0.5% or 0.7% tier.

02

The daily benefit is calculated

The applicable percentage is applied to the active participation amount.

03

The value is divided

The resulting daily benefit is divided equally between its USDT and HEX components.

Practical Example

A 1,500 USDT participation at the 0.7% tier

Using the same full-package example from the previous section, the daily calculation produces a total benefit value of 10.50 USDT before the 50/50 distribution is applied.

Daily Benefit 10.50 USDT
→
USDT Component 5.25 USDT
+
HEX Component 5.25 USDT equivalent
The HEX portion represents 50% of the calculated benefit value allocated in HEX. Because HEX is a digital asset rather than a stablecoin, the market value of that portion may change after distribution.
5X Benefit Cycle

Every participation has an accumulated benefit ceiling

Hedger Pay does not structure daily benefits as an unlimited accumulation. Each participation cycle is associated with a maximum accumulated benefit equivalent to five times its reference participation amount.

Maximum Benefit Reference
5X

Five times the participation amount

The 5X mechanism establishes the maximum accumulated benefit associated with a participation cycle. As daily benefits accumulate, they contribute toward this defined ceiling.

Basic Calculation
Participation
×
5
=
Benefit Ceiling
How the Cycle Works

From participation to the 5X ceiling

01

Participation establishes the reference value

The active participation amount becomes the base used to determine the corresponding 5X benefit ceiling.

02

Daily benefits accumulate

Benefits generated under the applicable daily tier progressively count toward the participation cycle.

03

The cycle has a defined ceiling

Once accumulated benefits reach the equivalent of five times the participation reference, the stated 5X ceiling for that cycle has been reached.

5X Examples

What the ceiling represents at different participation levels

Participation 15 USDT
5X reference 75 USDT
Participation 150 USDT
5X reference 750 USDT
Participation 1,500 USDT
5X reference 7,500 USDT
Participation 3,000 USDT
5X reference 15,000 USDT
Important: the 5X figure represents the maximum accumulated benefit reference for a participation cycle. It should not be interpreted as a guaranteed final result or as a fixed timeframe. The time required to approach the ceiling depends on the applicable benefit structure and the continued operation of the model.
HEX Utility

Why HEX is part of the Hedger Pay model

HEX functions as the ecosystem token connected to Hedger Pay. Rather than existing separately from the participation model, it is integrated into package activation and benefit distribution.

Ecosystem Token
HEX

Utility inside Hedger Pay

HEX provides the token component of the Hedger Pay structure, connecting participation activity with the broader token economy of the ecosystem.

Network
BNB Smart Chain
Maximum supply
210,000,000 HEX
Benefit allocation
50% of distributed value
Package participation
USDT or HEX
Inside the Model

Three functions directly connected to Hedger Pay

01

Benefit distribution

Half of the daily benefit value is allocated through HEX, making the token part of the ongoing distribution mechanics of Hedger Pay.

02

Package participation

Hedger Pay participation can be activated using USDT or HEX, giving the token a direct function within the package-based model.

03

Token supply mechanics

The token model incorporates burn mechanics associated with Hedger Pay package activity, linking platform usage with the circulating token economy.

Economic Connection

How HEX enters the participation cycle

The relationship between Hedger Pay and HEX can be understood as a simple sequence rather than as two separate products.

Step 01 A Hedger Pay participation is activated
→
Step 02 Daily benefits are calculated under the applicable tier
→
Step 03 50% of the distributed value is allocated in HEX
USDT and HEX have different risk profiles. USDT is used as the stablecoin component of the distribution, while HEX is a market-priced digital asset. The quantity of HEX received depends on the token value used when the allocation is calculated, and its market value can subsequently rise or fall.
Practical Examples

See the complete Hedger Pay calculation

Individual percentages are easier to understand when the entire participation structure is viewed together. The examples below connect package size, daily rate, asset distribution and the 5X ceiling in one calculation.

Complete Example

1 full package — 1,500 USDT

A participation equivalent to one complete package enters the 0.7% daily benefit tier. The calculated daily value is then divided equally between USDT and HEX, while accumulated benefits count toward the cycle's 5X reference ceiling.

Participation
1,500 USDT

Initial participation value

Package Level
1.00

One complete package

Daily Tier
0.7%

Applicable daily rate

Daily Benefit
10.50 USDT

Calculated benefit value

5X Ceiling
7,500 USDT

Accumulated cycle reference

Daily calculation

Participation 1,500 USDT
Daily tier 0.7%
Calculation 1,500 × 0.007
Daily benefit 10.50 USDT

Distribution of that benefit

Total benefit value 10.50 USDT
USDT allocation 5.25 USDT
HEX allocation 5.25 USDT equivalent
Distribution ratio 50% / 50%
Compare Participation Levels

The same structure at different package sizes

The package amount changes the applicable benefit tier and the corresponding 5X reference.

≈ 15 USDT
Package 0.01
Daily tier 0.4%
Daily benefit 0.06 USDT
USDT component 0.03 USDT
HEX component 0.03 USDT equivalent
5X reference 75 USDT
≈ 150 USDT
Package 0.10
Daily tier 0.5%
Daily benefit 0.75 USDT
USDT component 0.375 USDT
HEX component 0.375 USDT equivalent
5X reference 750 USDT
3,000 USDT
Package 2.00
Daily tier 0.7%
Daily benefit 21.00 USDT
USDT component 10.50 USDT
HEX component 10.50 USDT equivalent
5X reference 15,000 USDT
How to read these examples: the daily figures are mathematical illustrations using the current Hedger Pay rates. They show how the stated model operates at different participation levels; they do not establish a guaranteed future payment schedule or guarantee that the 5X ceiling will be reached.
Frequently Asked Questions

Hedger Pay questions answered

Key details about participation, daily benefits, HEX distribution and the 5X cycle.

No. 1,500 USDT represents one complete package and acts as the reference unit for the model. Participation can begin from 0.01 package, which corresponds to approximately 15 USDT at the current package reference.

The applicable percentage depends on the total active package level. Participation from 0.01 to 0.09 package uses the 0.4% tier, 0.10 to 0.99 package uses 0.5%, and participation of 1.00 package or more uses 0.7%.

No. The current Hedger Pay distribution model divides the calculated daily benefit into two equal components: 50% in USDT and 50% in HEX.

No. The 50% refers to the value allocated to HEX. The number of HEX tokens received depends on the token price used when that allocation is calculated.

Yes. The participation structure supports activation using USDT or HEX, connecting the ecosystem token directly to the Hedger Pay package model.

The 5X mechanism establishes an accumulated benefit ceiling equal to five times the reference participation amount. For example, a 1,500 USDT participation corresponds to a 7,500 USDT 5X reference ceiling.

No. The 5X figure defines the maximum accumulated benefit reference for the cycle. It does not guarantee that the ceiling will be reached or establish a guaranteed timeframe for doing so.

Additional package units can increase the total active participation level. A higher total package level may also move the participation into another daily benefit tier, depending on the applicable thresholds.

They represent the current daily benefit parameters used by the Hedger Pay model. They should not be interpreted as guaranteed future returns, fixed-income products or a guarantee that any particular accumulated result will be achieved.

No. Hedger Pay is the package-based participation model described on this page. The affiliate program is a separate structure based on referrals, team activity and career levels. See the Affiliate Plan for its complete mechanics.

Get Started

Ready to explore Hedger Pay?

Create your account to access Hedger Pay and explore the participation model, package levels and ecosystem benefits directly on the platform.

Account creation takes place on the HedgerX platform.